Nitesh is a professional advisor, he is well qualified to evaluate investment decisions, unlike many other advisors in the market who do not understand full implications of their advises. I think anybody making financial decisions of large sums of money should always take advice from professional and qualified advisors like Nitesh. No need to exaggerate, but I must say being Chartered Accountant he is well deserved to be a financial consultant. He always thinks about clients first and distributes genuine products based on suitability. All the best for future endeavors.